Earlier this week, venture capital investors and startups walked away from Silicon Valley Bank, a financial institution that started the week solvent and closed by regulators. While the bankruptcy impacts the accounts of startups and venture investors who bank with it, the demise of the SVB also impacts another service startups often used for the bank: venture debt.

SVB has long been regarded as a leader in venture capital, and for many, the name of the bank is synonymous with the provision of venture capital itself. So how can the collapse of the getting hotter venture capital market? It depends who you ask.